PayPal

PayPal is the global leader today in online payment solutions, with nearly 150 million registered users. It has been accepted by millions of merchants worldwide.  PayPal was acquired by eBay Inc.  In Oct 2002. It provides any individual or business having e-mail address a service for conducting secure online transactions. By using PayPal, you can easily and quickly send and receive payment online. PayPal utilizes financial infrastructure of bank accounts and credit cards.  It is equipped with the worlds most advanced proprietary fraud prevention systems  which allows it to provide a  safe payment solution. A PayPal account can be easily funded with an electronic debit from a bank account or using by a credit card. The receipt of PayPal transfer can be request as a check too. One can  establish one`s own deposit account with   PayPal or request to transfer to his respective bank account.

PayPal performs the payment processing for many online vendors, auction sites and other commercial portals. It charges  fees for the same. Sometimes it may charge a transaction fee for receiving money. This  depends upon the payment option used, the country of the sender, the country of receipt etc. The salient features of PayPal may be summarized as follows

ü It attracts an international audience to your commercial website

ü It welcomes regional or global  buyers to your eBay listings

ü It send money to your family or friends around the world

NOTE :: Mr Sajith Kamar from Mauritius wants  to know about PayPal, I hope this will be useful for others too. Send your queries and article to ylpwayand@gmail.com

>> Sarathlal

Protect your Google Account!!

                        In this article I would like to explore on six ways how your Googl account may end up in trouble.  Google introduced new security technique against these methods, hence I request  you to use Google ‘2 step verification’ to protect your account. I hope this will give sound knowledge about hacking and may help you protect other internet accounts too.

               1. Using Keyloggers is one of the Easiest Way to Hack Google password. Not only for Google, but also We can hack Internet bank details too.  Keylogger programs can spy on what the user types from the keyboard. If you think that you can just uninstall such programs, you are wrong as they are completely hidden.

A keylogger, sometimes called a keystroke logger, key logger, or system monitor, is a hardware device or small program that monitors each keystroke a user types on a specific computer’s keyboard. Keylogger is the easiest way to hack account.

A keylogger program is widely available on the Internet. It is a Trojan Horse. The worst one is SniperSpy.

 2. Phishing Attack is the most popular way of hacking/stealing other’s password. This attact works by using fake login pages to fool innocent Orkut users to enter their Orkut username and password in these fake login pages instead of the real ones. When the users land on these pages they enter their Orkut username and password thinking it to be the real page but actually it is other way round. It submits all the entered details to the creator of the fake login page. In this way it’s obvious for many people to lose their Google account password.

3. Orkut New Features: Some sites on internet may claim to offer many additional features for Orkut users. Also these sites will offer a login page from their own website and force users to login to their Orkut account from this page itself in order to gain access to the additional features. In fact these sites  take away your password when you enter your Orkut username and password on their pages. This is similar to that of phishing attack.

 4. Community Links: Many times you are provided with a link to a community in a scrap. Read the link carefully, It may be something like http://www.okrut.com/Community.aspx?cmm=22910233 OKRUT not ORKUT. This is definitely a trap created by the hacker to hack your Orkut password. Clicking on this link will take you to a fake login page and there you lose  your password.

5. Java script: You must have seen  circulating scraps that asks you to paste this code in your address bar and see what happens! Well sometimes they also leak out your information. Check the code and if you are unsure of what to do, then I recommend not to use it. So be careful, javascripts can even be used to hack Orkut!

6. Primary mail address: If by some means a hacker came to know the password of your Yahoo mail or Gmail, which users normally keeps as their primary mail address in their Orkut account, then hacker can hack Orkut account by simply using USER ID and clicking on ‘forget password’. This way Google will send link to the already hacked primary email ID to change the password of the Orkut account. Hence the email hacker will change your Orkut account’s password. Hence your, Google account is hacked too.

So a better thing would be to keep a very unknown or useless email ID of yours as primary email id so that if the hacker clicks on ‘Forgot password’ the password changing link goes to an unknown email id i.e. not known to the hacker. Hence your Google account saved.

  So, I hope  this post reminds you of the cautions we need to take in this wide web world to protect your Google account, Please refer Google two step verification article to protect your Google accounts.

>>> Sarathlal